{"id":231629,"date":"2024-07-04T16:18:57","date_gmt":"2024-07-04T08:18:57","guid":{"rendered":"http:\/\/www.youtupa.com\/gonglue\/231629.html"},"modified":"2024-07-04T20:08:45","modified_gmt":"2024-07-04T12:08:45","slug":"%e5%8e%bb%e6%ac%a7%e6%b4%b2%e6%97%85%e6%b8%b8%e6%80%8e%e4%b9%88%e4%b9%b0%e4%bf%9d%e9%99%a9%ef%bc%8c%e5%8e%bb%e6%ac%a7%e6%b4%b2%e6%97%85%e6%b8%b8%e6%80%8e%e4%b9%88%e4%b9%b0%e4%bf%9d%e9%99%a9%e5%a5%bd","status":"publish","type":"post","link":"https:\/\/www.youtupa.com\/gonglue\/231629.html","title":{"rendered":"\u53bb\u6b27\u6d32\u65c5\u6e38\u600e\u4e48\u4e70\u4fdd\u9669\uff0c\u53bb\u6b27\u6d32\u65c5\u6e38\u600e\u4e48\u4e70\u4fdd\u9669\u597d"},"content":{"rendered":"

\"\u53bb\u6b27\u6d32\u65c5\u6e38\u600e\u4e48\u4e70\u4fdd\u9669\uff0c\u53bb\u6b27\u6d32\u65c5\u6e38\u600e\u4e48\u4e70\u4fdd\u9669\u597d\"<\/p>\n

1. \u53bb\u6b27\u6d32\u65c5\u6e38\u600e\u4e48\u4e70\u4fdd\u9669\u597d<\/h2>\n

\u5e38\u5e38\u542c\u5230\u6709\u4eba\u62b1\u6028\uff1a\u56fd\u5185\u770b\u75c5\u96be\uff0c\u6302\u53f7\u90fd\u8981\u4e00\u5927\u65e9\u8d76\u53bb\u533b\u9662\u6392\u961f\uff0c\u66f4\u522b\u8bf4\u7d27\u5f20\u7684\u533b\u60a3\u5173\u7cfb\u4e86\u3002\u8fd8\u662f\u56fd\u5916\u7684\u533b\u7597\u597d\u5440\uff0c\u4eba\u5c11\u800c\u4e14\u6280\u672f\u5148\u8fdb\uff0c\u771f\u662f\u7fa1\u6155\u3002<\/p>\n

\u522b\u7684\u56fd\u5bb6\u4e0d\u77e5\u9053\uff0c\u53ef\u662f\u7f8e\u56fd\u7684\u533b\u7597\u7cfb\u7edf\u771f\u7684\u6ca1\u6709\u60f3\u8c61\u4e2d\u90a3\u4e48\u597d\uff0c\u6709\u65f6\u751a\u81f3\u662f\u8ba9\u4eba\u4ea7\u751f\u4e00\u79cd\u65e0\u529b\u611f\u3002<\/p>\n

\u8eab\u8fb9\u7684\u670b\u53cb\u5c31\u6709\u53bb\u8fc7\u6025\u8bca\u7684\uff0c\u7f8e\u56fd\u7684\u6025\u8bca\u5ba4\u79c9\u6301\u7740\u300e\u6ca1\u6709\u751f\u547d\u5371\u9669\u5c31\u667e\u4f60\u51e0\u5c0f\u65f6\u5148\u300f\u7684\u539f\u5219\uff0c\u5982\u679c\u54ea\u91cc\u75bc\u4e86\u5c31\u5148\u6765\u4e00\u9488\u6b62\u75db\uff0c\u7b49\u5230\u7ec8\u4e8e\u770b\u5b8c\u4f60\u4e4b\u540e\uff0c\u62ff\u5230\u8d26\u5355\u4f60\u5df2\u7ecf\u6b32\u54ed\u65e0\u6cea\u4e86\u3002\u6709\u4eba\u8bf4\uff0c\u6025\u8bca\u5ba4\u8d35\uff0c\u90a3\u6211\u4eec\u5c31\u8001\u5b9e\u9884\u7ea6\u770b\u533b\u751f\u5427\u3002\u6b8a\u4e0d\u77e5\uff0c\u9884\u7ea6\u4e00\u4e2a\u533b\u751f\u6709\u53ef\u80fd\u4f1a\u8981\u7b49\u4e0a\u5341\u5929\u534a\u4e2a\u6708\u7684\uff0c\u66f4\u522b\u8bf4\u6709\u7684\u533b\u751f\u66f4\u672c\u4e0d\u63a5\u53d7\u65b0\u7684\u75c5\u4eba\u4e86\u3002<\/p>\n

\u66f4\u8ba9\u4eba\u5d29\u6e83\u7684\u662f\uff0c\u5728\u7f8e\u56fd\uff0c\u8981\u662f\u6ca1\u4fdd\u9669\uff0c\u6839\u672c\u770b\uff01\u4e0d\uff01\u8d77\uff01\u75c5\uff01\u554a\uff01<\/p>\n

\u6709\u4f4d\u5728\u7f8e\u56fd\u5de5\u4f5c\u7684\u59d1\u5a18\uff0c\u5174\u51b2\u51b2\u5730\u628a\u7236\u6bcd\u4ece\u56fd\u5185\u63a5\u8fc7\u6765\uff0c\u672c\u60f3\u5e26\u8001\u4e24\u53e3\u597d\u597d\u901b\u901b\u7f8e\u56fd\uff0c\u53ef\u6ca1\u60f3\u5230\u5929\u6709\u4e0d\u6d4b\u98ce\u4e91\uff0c\u59d1\u5a18\u7684\u6bcd\u4eb2\u5728\u65c5\u9014\u4e2d\u7a81\u7136\u6025\u75c5\u53d1\u4f5c\u3002<\/p>\n

\u867d\u7136\u7b2c\u4e00\u65f6\u95f4\u62e8\u6253\u4e86911\uff0c\u4f46\u9001\u53bb\u7684\u533b\u9662\u6ca1\u6709\u76f8\u5173\u7684\u624b\u672f\u533b\u751f\uff0c\u9700\u8981\u4ece\u5916\u9762\u8bf7\u3002\u8054\u7cfb\u4e0a\u7684\u533b\u751f\u8be2\u95ee\u4e86\u75c5\u60c5\u5e76\u5f97\u77e5\u5176\u6ca1\u6709\u4fdd\u9669\u7684\u60c5\u51b5\u540e\uff0c\u62d2\u7edd\u51fa\u9762\uff0c\u7406\u7531\u4e4b\u4e00\u662f\u201c\u51fa\u4e8e\u4e3a\u5bb6\u5c5e\u7684\u7ecf\u6d4e\u8d1f\u62c5\u8003\u8651\u201d\u3002<\/p>\n

\u53ef\u601c\u7684\u59d1\u5a18\u662f\u60f3\u5c3d\u5168\u529b\u6551\u5988\u5988\u7684\uff0c\u53ef\u662f\u5c31\u662f\u56e0\u4e3a\u6ca1\u6709\u4fdd\u9669\uff0c\u6ca1\u6709\u533b\u751f\u6765\uff01 \u6700\u7ec8\uff0c\u59d1\u5a18\u7684\u5988\u5988\u8fd8\u662f\u4e0d\u5e78\u53bb\u4e16\u4e86\u3002<\/p>\n

\u8fd9\u4f4d\u53ef\u601c\u59d1\u5a18\u7684\u60b2\u60e8\u7ecf\u5386\u8ba9\u4eba\u5fc3\u788e\uff0c\u4f46\u540c\u65f6\u4e5f\u7ed9\u6240\u6709\u8981\u6765\u7f8e\u56fd\u65c5\u6e38\uff0c\u5c24\u5176\u662f\u60f3\u63a5\u7238\u5988\u6765\u65c5\u6e38\u7684\u670b\u53cb\u4eec\u63d0\u4e86\u4e2a\u9192\u3002\u65e2\u7136\u6211\u4eec\u53ef\u80fd\u65e0\u529b\u6539\u53d8\u6574\u4e2a\u533b\u7597\u7cfb\u7edf\uff0c\u90a3\u4e48\u5c31\u53ea\u80fd\u53bb\u9002\u5e94\u5b83\u3002\u5728\u6765\u7f8e\u56fd\u4e4b\u524d\uff0c\u65e0\u8bba\u662f\u957f\u671f\u751f\u6d3b\u8fd8\u662f\u77ed\u671f\u65c5\u884c\uff0c\u6700\u91cd\u8981\u7684\u4e00\u4ef6\u4e8b\u5c31\u662f\u4e70\u597d\u4fdd\u9669\uff0c\u4ee5\u9632\u65c5\u9014\u4e2d\u53d1\u751f\u7684\u610f\u5916\u6216\u662f\u6025\u75c5\u3002<\/p>\n

\u5e38\u8a00\u9053\uff0c\u4e0d\u6015\u4e00\u4e07\uff0c\u5c31\u6015\u4e07\u4e00\u3002\u4fdd\u9669\u4fdd\u9669\uff0c\u4fdd\u7684\u5c31\u662f\u4e2a\u9669\u561b\u3002<\/p>\n

\u90a3\u4e48\uff0c\u6211\u4eec\u8be5\u4e70\u4ec0\u4e48\u6837\u7684\u4fdd\u9669\uff0c\u8be5\u600e\u4e48\u4e70\uff0c\u90fd\u9700\u8981\u6ce8\u610f\u4ec0\u4e48\u95ee\u9898\u5462\uff1f<\/p>\n

\u9996\u5148\uff0c\u8ba9\u6211\u4eec\u5148\u6765\u7b80\u5355\u4e86\u89e3\u4e00\u4e0b\u7f8e\u56fd\u7684\u533b\u4fdd\u548c\u4e00\u4e9b\u5e38\u7528\u672f\u8bed\u3002<\/p>\n

\u7f8e\u56fd\u533b\u4fdd\u5e38\u89c1\u7684\u8ba1\u5212\u7c7b\u578b\u6709\u56db\u79cd\uff0c\u5373PPO\u3001POS\u3001HMO\u548cEPO\u3002<\/p>\n

HMO\uff08Health Maintenance Organization\uff0c\u5373\u5065\u5eb7\u7ef4\u62a4\u673a\u6784\uff09\uff1a\u8fd9\u4e2a\u4fdd\u9669\u8ba1\u5212\u8981\u6c42\u6295\u4fdd\u4eba\u53ea\u80fd\u53bbin-network\uff08\u5373\u7f51\u7edc\u5185\uff09\u7684\u533b\u7597\u673a\u6784\u770b\u75c5\uff0c\u5e76\u4e14\u5fc5\u987b\u6709\u4e00\u4e2a\u6307\u5b9a\u7684PCP\uff08Primary Care Physician\uff0c\u5373\u5168\u79d1\u533b\u751f\/\u5bb6\u5ead\u533b\u751f\uff09\uff0c\u5982\u679c\u9700\u8981\u770bspecialist\uff08\u4e13\u79d1\u533b\u751f\uff09\u7684\u8bdd\u5fc5\u987b\u901a\u8fc7PCP\u4ecb\u7ecd\u3002<\/p>\n

PPO\uff08Preferred Provider Organization\uff0c\u5373\u4f18\u9009\u533b\u7597\u673a\u6784\uff09\uff1a\u8fd9\u4e2a\u4fdd\u9669\u8ba1\u5212\u4e0d\u5c40\u9650\u6295\u4fdd\u4eba\u53ea\u53bb\u7f51\u7edc\u5185\u7684\u533b\u7597\u673a\u6784\uff0c\u4f46\u662f\u7f51\u7edc\u5185\u7684\u62a5\u9500\u6bd4\u4f8b\u8981\u6bd4out-of-network\uff08\u5373\u7f51\u7edc\u5916\uff09\u9ad8\u5f88\u591a\u3002\u6b64\u5916\uff0c\u770b\u4e13\u79d1\u533b\u751f\u7684\u65f6\u5019\u53ef\u4ee5\u76f4\u63a5\u9884\u7ea6\uff0c\u4e0d\u9700\u8981\u901a\u8fc7\u5bb6\u5ead\u533b\u751f\u3002<\/p>\n

EPO\uff08Exclusive Provider Organization\uff0c\u5373\u4e13\u95e8\u533b\u7597\u673a\u6784\uff09\uff1a\u5b83\u53ea\u62a5\u9500\u7f51\u7edc\u5185\u7684\u8d39\u7528\uff0c\u4f46\u662f\u4e0d\u9700\u8981\u6307\u5b9a\u5bb6\u5ead\u533b\u751f\u3002<\/p>\n

POS\uff08Point of Service\uff0c\u5373\u5b9a\u70b9\u670d\u52a1\uff09\uff1a\u7ed3\u5408\u4e86HMO\u548cPPO\u7684\u7279\u70b9\uff0c\u4e5f\u662f\u9700\u8981\u6307\u5b9a\u5bb6\u5ead\u533b\u751f\u7684\u3002\u4fdd\u9669\u516c\u53f8\u4e3b\u8981\u662f\u62a5\u9500\u7f51\u7edc\u5185\u7684\u533b\u7597\u673a\u6784\uff0c\u4f46\u662f\u5bb6\u5ead\u533b\u751f\u4e5f\u53ef\u4ee5\u63a8\u8350\u7f51\u7edc\u5916\u7684\u533b\u7597\u673a\u6784\uff0c\u53ea\u4e0d\u8fc7\u62a5\u9500\u6bd4\u4f8b\u8981\u4f4e\u4e00\u4e9b\u3002<\/p>\n

\u603b\u7ed3\u4e00\u4e0b\uff1aPPO\u548cPOS\u4fdd\u8d39\u9ad8\uff0c\u81ea\u4ed8\u989d\u7a0d\u9ad8\uff0c\u4f46\u662f\u53ef\u4ee5\u770b\u4efb\u4f55\u533b\u751f\uff0c\u4e14PPO\u4e0d\u9700\u8981\u6307\u5b9a\u5bb6\u5ead\u533b\u751f\uff1bHMO\u548cEPO\u4fdd\u8d39\u4f4e\uff0c\u81ea\u4ed8\u989d\u7a0d\u4f4e\uff0c\u4f46\u662f\u53ea\u80fd\u770b\u7f51\u7edc\u5185\u7684\u533b\u751f\uff0c\u4e14EPO\u4e0d\u9700\u8981\u6307\u5b9a\u5bb6\u5ead\u533b\u751f\u3002<\/p>\n

\u7f8e\u56fd\u533b\u4fdd\u5e38\u7528\u672f\u8bed<\/p>\n

\u6709\u4e9b\u4e8b\u6211\u90fd\u5df2\u5fd8\u8bb0\uff0c\u4f46\u6211\u73b0\u5728\u8fd8\u8bb0\u5f97\uff0c\u7b2c\u4e00\u6b21\u770b\u5230\u90a3\u4e00\u6c93\u539a\u539a\u7684\u4fdd\u9669\u653f\u7b56\u65f6\uff0c\u90a3\u79cd\u5934\u75bc\u6b32\u88c2\u7684\u611f\u89c9\u3002\u786c\u7740\u5934\u76ae\u8bfb\u4e0b\u53bb\u5427\uff0c\u624d\u53d1\u73b0\u8fd9\u73a9\u610f\u513f\u4e0d\u4f46\u957f\uff0c\u8fd8\u4e00\u5927\u5806\u83ab\u540d\u5176\u5999\u7684\u672f\u8bed\uff0c\u5fc3\u4e2d\u987f\u65f6\u662f\u76ae\u51e0\u4e07\u9a6c\u5954\u817e\u554a\u3002\u4ec0\u4e48Preminum\u3001Deductible\u3001Out-of-pocket\u3001Co-pay\uff0c \u8fd9\u4e9b\u5355\u8bcd\u597d\u50cf\u90fd\u4e0d\u96be\u561b\uff0c\u53ef\u662f\u600e\u4e48\u5c31\u662f\u770b\u4e0d\u660e\u767d\u5462\u2026\u2026<\/p>\n

Premium\uff08\u4fdd\u9669\u8d39\uff09\uff1a\u6307\u7684\u662f\u6295\u4fdd\u4eba\u5b9a\u671f\u5411\u4fdd\u9669\u516c\u53f8\u4ea4\u7684\u94b1\uff0c\u4e00\u822c\u662f\u6309\u6708\u4ed8\u7684\uff0c\u548c\u6295\u4fdd\u4eba\u7684\u8eab\u4f53\u72b6\u51b5\u3001\u5e74\u9f84\u7b49\u90fd\u6709\u5173\u7cfb\u3002<\/p>\n

Deductible\uff08\u81ea\u4ed8\u989d\uff09\uff1a\u4e00\u822c\u662f\u6295\u4fdd\u4eba\u81ea\u5df1\u8981\u627f\u62c5\u4e00\u5b9a\u7684\u8d39\u7528\u4e4b\u540e\uff0c\u4fdd\u9669\u516c\u53f8\u624d\u4f1a\u5f00\u59cb\u6309\u6bd4\u4f8b\u62a5\u9500\uff0c\u8fd9\u4e2a\u81ea\u5df1\u627f\u62c5\u7684\u8d39\u7528\u5c31\u662fdeductible\u3002\u81ea\u4ed8\u989d\u8d8a\u4f4e\u7684\u4fdd\u9669\u8ba1\u5212\uff0c\u4fdd\u8d39\u5c31\u4f1a\u8d8a\u9ad8\u3002<\/p>\n

Out-of-pocket limit\uff08\u6700\u9ad8\u81ea\u4ed8\u989d\uff09\uff1a\u8fd9\u4e2a\u662f\u6307\u5728\u6295\u4fdd\u671f\u9650\u5185\uff08\u4e00\u822c\u662f\u4e00\u5e74\uff09\u6295\u4fdd\u4eba\u81ea\u5df1\u9700\u8981\u4ed8\u7684\u6700\u9ad8\u91d1\u989d\uff0c\u5982\u679c\u8fd9\u4e00\u5e74\u7684\u8d39\u7528\u8d85\u8fc7\u8fd9\u4e2a\u9650\u989d\u4e4b\u540e\uff0c\u4fdd\u9669\u516c\u53f8\u4f1a\u8d1f\u8d23\u6240\u6709\u8d85\u51fa\u7684\u90e8\u5206\u3002\u8fd9\u4e2a\u9650\u989d\u7684\u5b58\u5728\u5c31\u662f\u4e3a\u4e86\u4e0d\u8ba9\u6295\u4fdd\u4eba\u5728\u9047\u5230\u9ad8\u989d\u533b\u836f\u8d39\u7684\u65f6\u5019\u9677\u5165\u7ecf\u6d4e\u5371\u673a\u3002<\/p>\n

Copay\uff08\u5b9a\u989d\u8d39\u7528\uff09\uff1a\u8fd9\u4e2acopay\u5176\u5b9e\u548c\u6302\u53f7\u8d39\u6709\u70b9\u50cf\uff0c\u5c31\u662f\u6bcf\u6b21\u53bb\u770b\u533b\u751f\u7684\u65f6\u5019\u4ed8\u7684\u8d39\u7528\uff0c\u91d1\u989d\u548c\u4fdd\u9669\u7684\u653f\u7b56\u6709\u5173\uff0c\u4e0d\u8fc7\u4e00\u822c\u572850\u7f8e\u5143\u4ee5\u4e0b\u3002<\/p>\n

Coinsurance\uff08\u5171\u540c\u4fdd\u9669\uff09\uff1a\u6307\u7684\u662f\u5728\u4ed8\u5b8cdeductible\u4e4b\u540e\uff0c\u6295\u4fdd\u4eba\u81ea\u5df1\u9700\u8981\u627f\u62c5\u7684\u533b\u7597\u8d39\u7528\u7684\u6bd4\u4f8b\uff0c\u6bd4\u598220%\uff0c\u76f4\u5230\u8fbe\u5230\u6700\u9ad8\u81ea\u4ed8\u989d\u540e\u4fdd\u9669\u516c\u53f8\u624d100%\u62a5\u9500\u3002<\/p>\n

\u4e3a\u4e86\u8ba9\u5927\u5bb6\u66f4\u6e05\u695a\u533b\u7597\u8d39\u7528\u662f\u600e\u4e48\u8ba1\u7b97\u7684\uff0c\u5c0f\u7ba1\u5bb6\u8fd9\u91cc\u4e3e\u4e24\u4e2a\u5c0f\u4f8b\u5b50\uff1a<\/p>\n

\u674e\u96f7\u4eca\u5e74\u5e74\u521d\u53bb\u770b\u533b\u751f\uff0c\u62ff\u5230\u8d26\u5355\u540e\u53d1\u73b0\u4e00\u5171\u662f3000\u7f8e\u5143\u3002\u4ed6\u7684\u4fdd\u9669\u81ea\u4ed8\u989d\u662f500\u7f8e\u5143\uff0c\u8d85\u51fa\u81ea\u4ed8\u989d\u540e\u7684\u81ea\u4ed8\u6bd4\u4f8b\u662f20%\u3002\u8fd9\u662f\u4ed6\u4eca\u5e74\u7b2c\u4e00\u6b21\u7528\u533b\u4fdd\uff0c\u6240\u4ee5\u674e\u96f7\u8fd9\u6b21\u9700\u8981\u81ea\u5df1\u4ed8\u7684\u8d39\u7528\u4e3a(3000-500)*20%+500=1000\u7f8e\u5143\u3002<\/p>\n

\u4e0d\u5e78\u7684\u662f\uff0c\u674e\u96f7\u534a\u5e74\u4e4b\u540e\u53c8\u53bb\u770b\u533b\u751f\u4e86\uff0c\u8fd9\u6b21\u7684\u8d26\u5355\u662f6000\u7f8e\u5143\u3002\u4e4b\u524d\u674e\u96f7\u5df2\u7ecf\u4ed8\u6ee1\u81ea\u4ed8\u989d\u4e86\uff0c\u6240\u4ee5\u4e0d\u7528\u518d\u53e6\u4ed8500\u7f8e\u5143\uff0c\u800c\u4ed6\u7684\u4fdd\u9669\u6700\u9ad8\u81ea\u4ed8\u989d\u662f2000\u7f8e\u5143\uff0c\u5e76\u4e146000*20%+1000=2200\u7f8e\u5143\uff0c\u5df2\u7ecf\u8d85\u51fa\u4e862000\u7f8e\u5143\u7684\u6700\u9ad8\u81ea\u4ed8\u989d\uff0c\u6240\u4ee5\u8fd9\u6b21\u674e\u96f7\u53ea\u9700\u8981\u4ed82,000-1000=1000\u7f8e\u5143\u5c31\u53ef\u4ee5\u4e86\u3002<\/p>\n

\u65c5\u6e38\u4fdd\u9669\u662f\u4ec0\u4e48<\/p>\n

\u5982\u679c\u8bf4\u7236\u6bcd\u53ea\u662f\u77ed\u671f\u6765\u7f8e\u56fd\u63a2\u4eb2\u65c5\u6e38\u7684\u8bdd\uff0c\u90a3\u4e48\u4e00\u4e9b\u9488\u5bf9\u672c\u571f\u516c\u6c11\u6216\u79fb\u6c11\u7684\u4fdd\u9669\u662f\u4e70\u4e0d\u4e86\u7684\uff0c\u6700\u5408\u9002\u7684\u4fdd\u9669\u7c7b\u578b\u5e94\u8be5\u5c31\u662f\u65c5\u6e38\u533b\u7597\u4fdd\u9669\uff08Visitor health insurance\uff09\u3002\u8fd9\u79cd\u4fdd\u9669\u65f6\u95f4\u4e0a\u6bd4\u8f83\u7075\u6d3b\uff0c\u751a\u81f3\u53ef\u4ee5\u6309\u7167\u5929\u6570\u7ed9\u51fa\u62a5\u4ef7\u3002\u7c7b\u578b\u4e0a\u5927\u6982\u6709\u4e24\u79cd\uff0c\u4e00\u79cd\u662ffixed coverage\uff08\u56fa\u5b9a\u4fdd\u969c\uff09\uff0c\u53e6\u4e00\u79cd\u5219\u662fcomprehensive coverage\uff08\u7efc\u5408\u4fdd\u969c\uff09\u3002<\/p>\n

Fixed coverage\u6307\u7684\u662f\u4fdd\u9669\u516c\u53f8\u9488\u5bf9\u4e0d\u540c\u7684\u533b\u7597\u670d\u52a1\uff0c\u53ea\u627f\u62c5\u4e00\u4e2a\u56fa\u5b9a\u91d1\u989d\u7684\u8d39\u7528\uff0c\u5269\u4e0b\u7684\u90fd\u7531\u6295\u4fdd\u4eba\u81ea\u5df1\u627f\u62c5\uff1b\u800ccomprehensive coverage\u6307\u7684\u662f\u6309\u7167\u4e00\u4e2a\u6bd4\u4f8b\uff0c\u6295\u4fdd\u4eba\u548c\u4fdd\u9669\u516c\u53f8\u5206\u522b\u627f\u62c5\u533b\u7597\u8d39\u7528\u7684\u4e00\u90e8\u5206\u3002\u56e0\u6b64\uff0c\u540e\u8005\u7684\u4fdd\u8d39\u4f1a\u66f4\u9ad8\u4e00\u4e9b\u3002<\/p>\n

\u56fd\u5185\u53ef\u4e70\u7684\u5883\u5916\u65c5\u6e38\u4fdd\u9669<\/p>\n

\u51fa\u53d1\u4e4b\u524d\uff0c\u8be5\u5982\u4f55\u9009\u62e9\u65c5\u6e38\u4fdd\u9669\u5462\uff1f<\/p>\n

\u56fd\u5185\u6709\u5f88\u591a\u4fdd\u9669\u516c\u53f8\u63d0\u4f9b\u56fd\u9645\u65c5\u6e38\u4fdd\u9669\uff0c\u6bd4\u5982\u5e73\u5b89\u3001\u7f8e\u4e9a\u3001\u5b89\u8054\u3001\u53f2\u4ee3\u7b49\u3002\u5176\u4e2d\uff0c\u7f8e\u4e9a\u63a8\u51fa\u7684\u201c\u4e07\u56fd\u6e38\u8e2a\u201d\u9879\u76ee\u77e5\u540d\u5ea6\u6bd4\u8f83\u9ad8\uff0c\u524d\u51e0\u5e74\u7684\u53e3\u7891\u4e0d\u9519\uff0c\u4f46\u8fd1\u51e0\u5e74\u5728\u7f51\u7edc\u4e0a\u7ecf\u5e38\u80fd\u770b\u5230\u6709\u7f51\u53cb\u5bf9\u7406\u8d54\u8fc7\u7a0b\u7684\u4e0d\u6ee1\uff0c\u4e0d\u5c11\u7f51\u53cb\u53cd\u6620\u7406\u8d54\u5f88\u9ebb\u70e6\u3002\u5176\u5b9e\uff0c\u7edd\u5927\u591a\u6570\u56fd\u5185\u4fdd\u9669\u516c\u53f8\u63d0\u4f9b\u7684\u65c5\u6e38\u4fdd\u9669\u90fd\u662f\u9700\u8981\u6295\u4fdd\u4eba\u81ea\u5df1\u5148\u81ea\u4ed8\u5f00\u9500\uff0c\u4e8b\u540e\u518d\u63d0\u4ea4\u6750\u6599\u62a5\u9500\u7684\u3002\u7531\u4e8e\u5728\u7f8e\u56fd\u7684\u7d27\u6025\u533b\u7597\u5f00\u9500\u5f80\u5f80\u5f88\u9ad8\uff0c\u8fd9\u7c7b\u4fdd\u9669\u7684\u7406\u8d22\u8fc7\u7a0b\u5f80\u5f80\u53c8\u8fc7\u4e8e\u7e41\u7410\uff0c\u5e76\u4e0d\u80fd\u5728\u610f\u5916\u53d1\u751f\u65f6\u7ed9\u4e88\u8db3\u591f\u7684\u5e2e\u52a9\u3002<\/p>\n

\u5982\u679c\u662f\u8d2d\u4e70\u56fd\u5185\u516c\u53f8\u7684\u65c5\u6e38\u4fdd\u9669\uff0c\u4e00\u5b9a\u8981\u4fdd\u7559\u597d\u5404\u79cd\u6536\u636e\u3001\u53d1\u7968\u3001\u673a\u7968\u3001\u706b\u8f66\u7968\u7b49\u5b58\u6839\uff0c\u76f4\u5230\u5b89\u7136\u65e0\u4e8b\u56de\u5230\u5bb6\u4e3a\u6b62\u3002\u5728\u7406\u8d54\u65f6\uff0c\u4fdd\u9669\u516c\u53f8\u53ef\u80fd\u9700\u8981\u4f60\u51fa\u5177\u76f8\u5173\u7684\u65c5\u884c\u8bc1\u660e\u3002<\/p>\n

\u5728\u8fd9\u91cc\uff0c\u5efa\u8bae\u5927\u5bb6\u8d2d\u4e70\u5883\u5916\u7684\u4fdd\u9669\u516c\u53f8\u63d0\u4f9b\u7684\u65c5\u6e38\u4fdd\u9669\u3002\u7f8e\u56fd\u63a8\u51fa\u65c5\u6e38\u4fdd\u9669\u7684\u516c\u53f8\u5f88\u591a\uff0c\u6bd4\u5982Atlas America\u3001 Patriot America Plus\u7b49\u7b49\u3002\u5728\u8fd9\u91cc\u5411\u5927\u5bb6\u63a8\u8350\u4e24\u4e2a\u6bd4\u4ef7\u7f51\u7ad9\uff1aVisitorsCoverage \u548c \u4e91\u8212\u5b9d\uff08Insubuy\uff09\u3002\u5176\u4e2d\uff0c\u4e91\u8212\u5b9d\u6709\u4e2d\u6587\u7248\u7f51\u7ad9\u548c\u5ba2\u670d\uff0c\u5f88\u65b9\u4fbf\u82f1\u6587\u4e0d\u597d\u7684\u670b\u53cb\u4eec\u4f7f\u7528\u3002<\/p>\n

\u5728\u8fd9\u4e24\u4e2a\u7f51\u7ad9\u4e0a\uff0c\u53ea\u9700\u8f93\u5165\u65c5\u6e38\u65f6\u95f4\u3001\u6295\u4fdd\u4eba\u5e74\u9f84\u3001\u6700\u9ad8\u4fdd\u989d\u3001\u81ea\u4ed8\u989d\uff08deductible\uff09\u7b49\u4fe1\u606f\uff0c\u5c31\u53ef\u4ee5\u65b9\u4fbf\u5730\u6bd4\u8f83\u4e0d\u540c\u516c\u53f8\u7684\u4ea7\u54c1\u4e86\u3002<\/p>\n

\u5728VisitorsCoverage\u7f51\u7ad9\u4e0a\u53ef\u4ee5\u6309\u6761\u4ef6\u641c\u7d22\u5408\u9002\u7684\u4fdd\u9669\uff1a<\/p>\n

\u5728\u4e91\u8212\u5b9d\u4e0a\u7684\u641c\u7d22\u7ed3\u679c\uff1a<\/p>\n

\u7279\u522b\u63d0\u9192\u5927\u5bb6\uff0c\u5982\u679c\u662f\u7ed9\u7236\u6bcd\u6216\u8005\u5176\u4ed6\u957f\u8f88\u8d2d\u4e70\u4fdd\u9669\uff0c\u5728\u9009\u62e9\u4fdd\u9669\u65f6\u4e00\u5b9a\u8981\u6ce8\u610f\u8be5\u4fdd\u9669\u653f\u7b56\u4e2d\u5bf9\u5e74\u9f84\u7684\u9650\u5236\uff1a\u5f88\u591a\u4fdd\u9669\u6709\u5bf9\u201c\u539f\u6709\u75be\u75c5\u6025\u6027\u53d1\u4f5c\u201d\uff08pre-existing condition\uff09\u7684\u5e74\u9f84\u9650\u5236\uff0c\u5982\u679c\u6295\u4fdd\u4eba\u8d85\u8fc770\u5c81\uff0c\u5f80\u5f80\u4fdd\u9669\u516c\u53f8\u5bf9\u4f8b\u5982\u5fc3\u810f\u75c5\u3001\u9ad8\u8840\u538b\u8fd9\u4e9b\u75be\u75c5\u7684\u7a81\u7136\u53d1\u4f5c\u5c31\u4e0d\u505a\u4fdd\u969c\uff0c\u6216\u8005\u4fdd\u969c\u989d\u5ea6\u5f88\u4f4e\u4e86\u3002\u6240\u4ee5\u5bf9\u8fd9\u65b9\u9762\u7684\u6761\u6b3e\uff0c\u5927\u5bb6\u5728\u8d2d\u4e70\u524d\u4e00\u5b9a\u8981\u4e86\u89e3\u6e05\u695a\u3002\u5982\u679c\u662f\u60f3\u4fdd\u7a81\u53d1\u7684\u5927\u75c5\uff0c\u90a3\u4e48\u5c31\u4e00\u5b9a\u8981\u786e\u4fdd\u8d2d\u4e70\u7684\u4fdd\u9669\u662f\u4fdd\u969c\u201c\u539f\u6709\u75be\u75c5\u6025\u6027\u53d1\u4f5c\u201d\uff08pre-existing condition)\u7684\u3002\u4e00\u822c\u6765\u8bf4\uff0c\u9664\u4e86\u610f\u5916\uff08\u6bd4\u5982\u9aa8\u6298\u548c\u4ea4\u901a\u4e8b\u6545\uff09\uff0c\u5176\u4ed6\u75c5\u75c7\u90fd\u7b97pre-existing condition\u3002<\/p>\n

\u9664\u6b64\u4e4b\u5916\uff0c\u5728\u9009\u62e9\u4fdd\u9669\u65f6\u8fd8\u9700\u6ce8\u610f\u4ee5\u4e0b\u65b9\u9762\uff1a<\/p>\n

\u505c\u7559\u65f6\u95f4\u9650\u5236(\u6709\u4e9b\u4fdd\u9669\u662f\u9700\u8981\u767b\u9646\u7f8e\u56fd\u524d\u8d2d\u4e70\u7684\uff0c \u6216\u8005\u6709\u5176\u4ed6\u65f6\u95f4\u8981\u6c42)\uff1b<\/p>\n

\u662f\u5426\u53ef\u4ee5\u7eed\u4fdd\uff0c\u7eed\u4fdd\u591a\u4e45\uff1b<\/p>\n

\u662f\u5426\u5305\u62ec\u6025\u75c7\u5ba4\u3001\u6551\u62a4\u8f66\u3001\u4f4f\u9662\uff1b<\/p>\n

\u662f\u5426\u5305\u62ec\u7d27\u6025\u6551\u52a9\uff08urgent care\uff09\uff1b<\/p>\n

Network provider\u6709\u54ea\u4e9b\uff08network\u91cc\u6709\u4ef7\u683c\u534f\u8bae\u6bd4\u8f83\u6709\u4fdd\u969c\uff0c\u8bf7\u5c3d\u91cf\u9009\u62e9network\u91cc\u7684provider\uff09<\/p>\n

\u56fa\u5b9a\u4fdd\u969c\uff08fixed\uff09 \u8fd8\u662f \u7efc\u5408\u4fdd\u969c\uff08comprehensive\uff09\uff1b<\/p>\n

\u4e2a\u522b\u5dde\uff08\u6bd4\u5982\u9a6c\u91cc\u5170\uff09\u6709\u6ca1\u6709\u5176\u4ed6\u9650\u5236\u3002<\/p>\n

2. \u65c5\u6e38\u6b27\u6d32\u7684\u4fdd\u9669<\/h2>\n

\u6b63\u89c4\u7684\u65c5\u884c\u793e\u5728\u5f00\u8bbe\u7684\u65f6\u5019\u90fd\u7f34\u7eb3\u8fc7\u65c5\u6e38\u8d28\u91cf\u4fdd\u8bc1\u91d1\uff0c\u6bcf\u5e74\u4e5f\u6309\u65f6\u7f34\u7eb3\u65c5\u884c\u793e\u8d23\u4efb\u9669\uff0c\u4e0d\u8fc7\u65c5\u6e38\u8d23\u4efb\u9669\u4e00\u822c\u53ea\u6709\u5728\u9047\u5230\u91cd\u5927\u4e8b\u6545\u65f6\u5019\u624d\u542f\u52a8\uff0c\u6240\u4ee5\u4e2a\u4eba\u5efa\u8bae\u4e70\u4e00\u4e2a\u65c5\u884c\u793e\u610f\u5916\u9669<\/p>\n

\u65c5\u6e38\u610f\u5916\u4fdd\u9669\uff0c\u987e\u540d\u601d\u4e49\uff0c\u5728\u5408\u540c\u671f\u95f4\uff0c\u65c5\u884c\u793e\u5b89\u6392\u7684\u65c5\u6e38\u6d3b\u52a8\u4e2d\uff0c\u906d\u9047\u5916\u6765\u7684\u3001\u7a81\u53d1\u7684\u3001\u975e\u81f4\u75c5\u5bfc\u81f4\u7684\u610f\u5916\u4fdd\u9669\uff0c\u4fdd\u9669\u671f\u9650\u4e00\u822c\u5728\u65c5\u6e38\u8005\u8e0f\u4e0a\u4ea4\u901a\u5de5\u5177\u5f00\u59cb\u5230\u884c\u7a0b\u5168\u90e8\u622a\u81f3\u3002<\/p>\n

\u6240\u4ee5\u5f3a\u70c8\u5efa\u8bae\u81ea\u5df1\u4e70\u4e00\u4efd\u65c5\u6e38\u610f\u5916\u4fdd\u9669<\/p>\n<\/p>\n

3. \u53bb\u6b27\u6d32\u65c5\u6e38\u54ea\u5bb6\u4fdd\u9669\u516c\u53f8\u597d<\/h2>\n

1.\u4e00\u5f20\u77ed\u671f\u7b7e\u8bc1\u7533\u8bf7\u8868\/\u4e24\u5f20\u4e24\u5bf8\u5f69\u8272\u6d45\u5e95\u7167\u7247\u3002<\/p>\n

2\u3001\u62a4\u7167\u53ca\u62a4\u7167\u590d\u5370\u4ef6\u3002<\/p>\n

3\u3001\u7531\u822a\u7a7a\u516c\u53f8\u51fa\u5177\u7684\u5f80\u8fd4\u673a\u7968\u8ba2\u5355\u3002<\/p>\n

4\u3001\u5728\u7533\u6839\u5730\u533a\u505c\u7559\u7684\u4f4f\u623f\u548c\u63a5\u5f85\u8bc1\u660e\u3002<\/p>\n

5\u3001\u4e0d\u5c11\u4e8e30\u4e07\u5143\u4fdd\u989d\u7684\u5728\u6b27\u6d32\u65c5\u884c\u671f\u95f4\u7684\u610f\u5916\u548c\u533b\u7597\u4fdd\u9669\u7684\u4fdd\u5355\u3002<\/p>\n

6\u3001\u6237\u53e3\u672c\u539f\u4ef6\u548c\u590d\u5370\u4ef6\u3002\u8f66\u4ea7\u3001\u623f\u4ea7\u7b49 7\u3001\u5de5\u4f5c\u5355\u4f4d\u8bc1\u660e\uff0c\u6ce8\u660e\u4f60\u7684\u59d3\u540d\u804c\u52a1\u6536\u5165\u4f11\u5047\u8bb8\u53ef\u53ca\u671f\u9650\u3002<\/p>\n

\u8be5\u8bc1\u660e\u4e0a\u8981\u6c42\u6ce8\u660e\u5355\u4f4d\u5730\u5740\u8054\u7cfb\u7535\u8bdd\u5e76\u52a0\u76d6\u516c\u7ae0\uff0c\u8fd8\u8981\u6c42\u4e3a\u4f60\u5f00\u5177\u8bc1\u660e\u7684\u4eba\u7b7e\u5b57\u5e76\u6ce8\u660e\u804c\u52a1\u3002<\/p>\n

8\u3001\u8eab\u4efd\u8bc1\u53ca\u590d\u5370\u4ef6\u3002<\/p>\n

9\u3001\u4ee5\u4e0a\u6240\u6709\u7684\u4e2d\u6587\u6750\u6599\u7684\u7ffb\u8bd1\uff0c\u6700\u597d\u7531\u88ab\u627f\u8ba4\u7684\u4e13\u4e1a\u7ffb\u8bd1\u516c\u53f8\u5b8c\u6210\u5e76\u76d6\u7ae0\u30021985\u5e746\u670814\u65e5\uff0c\u5fb7\u56fd\u3001\u6cd5\u56fd\u3001\u8377\u5170\u3001\u6bd4\u5229\u65f6\u3001\u5362\u68ee\u5821\u4e94\u56fd\u5728\u5362\u68ee\u5821\u8fb9\u5883\u5c0f\u9547\u7533\u6839\uff08SCHENGEN\uff09\u7b7e\u5b9a\u534f\u8bae\u89c4\u5b9a\uff1a\u5176\u6210\u5458\u56fd\u5bf9\u77ed\u671f\u9017\u7559\u8005\u9881\u53d1\u7edf\u4e00\u683c\u5f0f\u7684\u7b7e\u8bc1\uff0c\u5373\u7533\u6839\u7b7e\u8bc1\u3002<\/p>\n

\u7533\u8bf7\u4eba\u4e00\u65e6\u83b7\u5f97\u67d0\u4e2a\u56fd\u5bb6\u7684\u7b7e\u8bc1\uff0c\u5373\u53ef\u5728\u7b7e\u8bc1\u6709\u6548\u671f\u5185\u5728\u6240\u6709\u7533\u6839\u56fd\u5bb6\u81ea\u7531\u65c5\u884c\u3002\u4f46\u4ece\u7b2c\u4e8c\u56fd\u5f00\u59cb\uff0c\u9700\u57283\u5929\u5185\u5230\u5f53\u5730\u6709\u5173\u90e8\u95e8\u7533\u62a5\u3002\u300a\u7533\u6839\u534f\u5b9a\u300b\u540c\u65f6\u5305\u62ec\u65c5\u5ba2\u5fc5\u987b\u843d\u5b9e\u6cbf\u9014\u7ecf\u505c\u7533\u6839\u56fd\u5bb6\u996d\u5e97\u7b49\u82e5\u5e72\u539f\u5219\u89c4\u5b9a\u3002<\/p>\n

\u5982\u679c\u53ea\u51c6\u5907\u524d\u5f80\u67d0\u4e00\u4e2a\u7279\u5b9a\u7684\u7533\u6839\u56fd\u5bb6(\u610f\u6307\u7533\u8bf7\u7b7e\u8bc1\u65f6\u53ea\u80fd\u63d0\u4f9b\u524d\u5f80\u8be5\u56fd\u7684\u884c\u7a0b\u8bc1\u660e)\uff0c\u5fc5\u987b\u5411\u8fd9\u4e2a\u56fd\u5bb6\u7684\u9a7b\u5916\u673a\u6784\u7533\u8bf7\u7b7e\u8bc1\uff1b\u60f3\u8981\u5728\u591a\u4e2a\u7533\u6839\u56fd\u5bb6\u9017\u7559\uff0c\u539f\u5219\u4e0a\u5fc5\u987b\u6839\u636e\u63d0\u4ea4\u7684\u884c\u7a0b\u53bb\u505c\u7559\u65f6\u95f4\u6700\u4e45\u7684\u56fd\u5bb6(\u4e3b\u8981\u505c\u7559\u56fd\u5bb6)\u7684\u9a7b\u534e\u4f7f\u9886\u9986\u7533\u8bf7\u7b7e\u8bc1\u3002 <\/p>\n

4. \u53bb\u6b27\u6d32\u65c5\u884c\u4e70\u4fdd\u9669<\/h2>\n

\u6211\u4eec\u8fd9\u51e0\u5e74\u53bb\u4e86\u8bb8\u591a\u56fd\u5bb6\uff0c\u5305\u62ec\u897f\u6b27\u3001\u65e5\u672c\u3001\u6fb3\u5927\u5229\u4e9a\u3001\u65b0\u897f\u5170\uff0c\u6211\u4eec\u516d\u4eba\u90fd\u662f\u516d\u5341\u5c81\u4ee5\u4e0a\u8001\u4eba\uff0c\u4f46\u4e0d\u5230\u4e03\u5341\u5c81\uff0c\u6211\u4eec\u5168\u90e8\u529e\u7406\u7684\u662f\u8ddf\u56e2\u6e38\uff0c\u65c5\u6e38\u516c\u53f8\u4f1a\u544a\u8bc9\u60a8\u529e\u7406\u54ea\u4e9b\u76f8\u5173\u624b\u7eed\uff0c\u60a8\u9700\u8981\u77e5\u9053\u8fd9\u4e9b\u9879\u76ee\u5f88\u8fdb\u7a0b\uff0c\u5bf9\u60a8\u5f88\u6709\u5e2e\u52a9\u30021.\u8eab\u4efd\u8bc1\uff1b2.\u62a4\u7167\uff0c\u8981\u6c42\u662f\u6709\u6548\u671f\u5185\u7684\u30023.\u60a8\u5728\u94f6\u884c\u7684\u6d3b\u671f\u5b58\u6b3e\u8bc1\u660e\uff0c\u4e0d\u540c\u56fd\u5bb6\u6570\u91cf\u4e0d\u4e00\uff0c\u516c\u53f8\u4f1a\u544a\u8bc9\u60a8\u7684\u30024.70\u5c81\u4ee5\u4e0a\u8981\u6709\u4f53\u68c0\u62a5\u544a\u548c\u4eb2\u5c5e\u966a\u4f34\u30025.\u9762\u7b7e\u8981\u8fc7\u5173\uff1b6.\u51fa\u56fd\u6ce8\u610f\u4e8b\u9879\u53ca\u76f8\u5173\u57f9\u8bad\u3002\u8fd9\u5305\u62ec\u6c14\u5019\u3001\u4ea4\u901a\u3001\u8eab\u4f53\u53ca\u5fc3\u7406\u7684\u6709\u5173\u51c6\u5907\u3002<\/p>\n

5. \u53bb\u6b27\u6d32\u65c5\u6e38\u4e70\u65c5\u6e38\u4fdd\u9669\u54ea\u5bb6\u597d<\/h2>\n

\u56fd\u5185\u4fdd\u9669\u4e0e\u56fd\u5916\u4fdd\u9669\u6709\u4ee5\u4e0b\u516b\u5927\u533a\u522b\uff1a<\/p>\n

1\u3001\u4fdd\u9669\u51fa\u9669\u8303\u56f4\u4e0d\u540c<\/p>\n

\u56fd\u5185\u4fdd\u9669\uff1a\u4ec5\u9650\u4e8e\u4e2d\u56fd\u5883\u5185\u533a\u57df\u7684\u4fdd\u969c\uff0c\u4f46\u5177\u4f53\u4f1a\u6839\u636e\u4fdd\u9669\u7b7e\u7f72\u6240\u5728\u5730\u7684\u76f8\u5173\u7b7e\u8ba2\u653f\u7b56\u800c\u5b9a\u3002<\/p>\n

\u6d77\u5916\u4fdd\u9669\uff1a\u867d\u7136\u662f\u5728\u9999\u6e2f\u7b7e\u7f72\uff0c\u4f46\u53ef\u4eab\u6709\u5168\u7403\u8303\u56f4\u7684\u4fdd\u969c\uff0c\u53ea\u8981\u662f\u6b27\u7f8e\u3001\u4e9a \u6d32\u7b49\u56fd\u5bb6\u7684\u6b63\u89c4\u533b\u9662\u5373\u53ef\u4eab\u53d7\u8d54\u4ed8\u3002<\/p>\n

2\u3001\u4fdd\u989d\u8303\u56f4\u4e0d\u540c<\/p>\n

\u56fd\u5185\u4fdd\u9669\uff1a\u4e2d\u56fd\u4fdd\u76d1\u4f1a\u89c4\u5b9a\u672a\u6210\u5e74\u4eba\u7684\u5355\u7b14\u5bff\u9669\u4fdd\u989d\u4e0d\u53ef\u8d85\u8fc710-30\u4e07\u4eba\u6c11\u5e01\uff0c\u6210\u5e74\u4eba\u7684\u5355\u7b14\u4fdd\u989d\u4e5f\u4ec5\u9650\u4e8e100\u4e07\u4eba\u6c11\u5e01\u5de6\u53f3\uff0c\u6240\u4ee5\u5f88\u591a\u5bb6\u5ead\u4e3a\u5b50\u5973\u8d2d\u4e70\u591a\u5bb6\u516c\u53f8\u7684\u4fdd\u9669\u6765\u589e\u52a0\u4fdd\u989d\uff1b<\/p>\n

\u6d77\u5916\u4fdd\u9669\uff1a\u672a\u6210\u5e74\u4eba\u7684\u5355\u7b14\u5bff\u9669\u4fdd\u989d\u53ef\u8fbe30\u4e07\u7f8e\u5143\u5de6\u53f3\uff1b\u6210\u5e74\u4eba\u5982\u679c\u4e0d\u4f53\u68c0\uff0c\u5355\u7b14\u5bff\u9669\u4fdd\u989d\u4e0a\u9650\u572875\u4e07\u7f8e\u5143\u5de6\u53f3\uff0c\u5982\u4f53\u68c0\u53ef\u8fbe100\u4e07\u7f8e\u5143\u4ee5\u4e0a\uff1b\u9ad8\u8d44\u4ea7\u4e2a\u4eba\u548c\u5bb6\u5ead\u7684\u4fdd\u989d\u53ef\u8fbe\u5343\u4e07\u7f8e\u5143\uff0c\u5982\u679c\u7236\u6bcd\u6709\u5f88\u9ad8\u7684\u4fdd\u989d\uff0c\u5b69\u5b50\u53ef\u4ee5\u76f8\u5e94\u63d0\u9ad8\u4fdd\u989d\u3002 <\/p>\n

3\u3001\u91cd\u5927\u75be\u75c5\u4fdd\u969c\u8303\u56f4<\/p>\n

\u56fd\u5185\u4fdd\u9669\uff1a\u76ee\u524d\uff0c\u56fd\u5185\u91cd\u5927\u75be\u75c5\u4fdd\u9669\u6700\u591a\u5177\u590745\u79cd\u91cd\u5927\u75be\u75c5\u7684\u4fdd\u969c\u8d54\u4ed8\uff0c\u76f8\u5bf9\u6765\u8bf4\u9700\u7f34\u7eb3\u7684\u4fdd\u8d39\u66f4\u9ad8\uff1b<\/p>\n

\u6d77\u5916\u4fdd\u9669\uff1a\u6d77\u5916\u7684\u91cd\u5927\u75be\u75c5\u4fdd\u9669\u5177\u590765\u79cd+\u989d\u5916\u75be\u75c5\u7684\u4fdd\u969c\u8d54\u4ed8\uff0c\u540c\u5e74\u9f84\u8d2d\u4e70\u8005\u76f8\u5bf9\u4e8e\u56fd\u5185\u7684\u4fdd\u8d39\u6027\u4ef7\u6bd4\u66f4\u9ad8\u3002 <\/p>\n

4\u3001\u4fdd\u9669\u514d\u8d23\u6761\u6b3e\u8bf4\u660e<\/p>\n

\u56fd\u5185\u4fdd\u9669\uff1a\u56fd\u5185\u5404\u5bb6\u4fdd\u9669\u673a\u6784\u5747\u5bf9\u5bff\u9669\u505a\u51fa\u516b\u6761\u6216\u4ee5\u4e0a\u58f0\u660e\uff0c\u4f5c\u4e3a\u4fdd\u9669\u516c\u53f8\u53d1\u751f\u4e2a\u4f8b\u7684\u514d\u9664\u8d23\u4efb\uff1b<\/p>\n

\u6d77\u5916\u4fdd\u9669\uff1a\u5982\u77e5\u540d\u7684\u82f1\u56fd\u4fdd\u8bda\uff08\u9999\u6e2f\uff09\u4fdd\u9669\u516c\u53f8\u7684\u514d\u8d23\u6761\u6b3e\u4ec5\u5bf9\u4e8e\u88ab\u4fdd\u9669\u4eba\u5177\u6709\u72af\u7f6a\u884c\u4e3a\u6216\u6545\u610f\u884c\u4e3a\uff08\u5305\u62ec\u4e00\u5e74\u5185\u81ea\u6740\uff09\u3002 <\/p>\n

5\u3001\u4fdd\u5355\u73b0\u91d1\u4ef7\u503c<\/p>\n

\u56fd\u5185\u4fdd\u9669\uff1a\u56fd\u5185\u4fdd\u9669\u7684\u4fdd\u5355\u73b0\u91d1\u4ef7\u503c\u53ea\u53ef\u4ee5\u5728\u9000\u4fdd\u65f6\u63d0\u53d6\uff0c\u73b0\u91d1\u4ef7\u503c\u57283.5%\u4ee5\u5185\uff1b<\/p>\n

\u6d77\u5916\u4fdd\u9669\uff1a\u6d77\u5916\u4fdd\u9669\u7684\u4fdd\u5355\u4fdd\u8bc1\u73b0\u91d1\u4ef7\u503c\u53ef\u4ee5\u5728\u9000\u4fdd\u65f6\u63d0\u53d6\uff0c\u57284.5%\u4ee5\u4e0a\u6bcf\u5e74\u9012\u589e\uff0c\u6700\u9ad8\u53ef\u8fbe10%\u3002<\/p>\n

6\u3001\u4fdd\u5355\u9884\u671f\u6536\u76ca<\/p>\n

\u56fd\u5185\u4fdd\u9669\uff1a\u5185\u5730\u81ea1999\u5e74\u4ee5\u6765\u56fd\u5bb6\u5bf9\u4f20\u7edf\u5bff\u9669\u8bbe\u5b9a\u4e862.5%\u7684\u9884\u5b9a\u5229\u7387\u4e0a\u9650\uff0c\u6240\u4ee5\u4e00\u822c\u56fd\u5185\u5bff\u9669\u7684\u9884\u671f\u6536\u76ca\u7387\u57283%-5%\u4e4b\u95f4\uff1b<\/p>\n

\u6d77\u5916\u4fdd\u9669\uff1a\u6d77\u5916\u4fdd\u9669\u6ca1\u6709\u9884\u5b9a\u5229\u7387\u7684\u4e0a\u9650\uff0c\u4e00\u822c\u5bff\u9669\u7684\u9884\u671f\u6536\u76ca\u53ef\u4ee5\u8fbe\u523010%\u4ee5\u4e0a\uff0c\u751a\u81f3\u66f4\u591a\u3002<\/p>\n

7\u3001\u7406\u8d54\u5dee\u5f02<\/p>\n

\u56fd\u5185\u4fdd\u9669\uff1a\u56fd\u5185\u4fdd\u9669\u5728\u6295\u4fdd\u65f6\u6761\u4ef6\u5f88\u5bbd\u6cdb\uff0c\u4e0d\u4f1a\u6709\u82db\u523b\u7684\u8981\u6c42\uff0c\u4f46\u5728\u7406\u8d54\u65f6\u4f1a\u63d0\u51fa\u5f88\u591a\u4fdd\u9669\u516c\u53f8\u9488\u5bf9\u75be\u75c5\u5b9a\u4e49\u7b49\u6761\u6b3e\u53ef\u4ee5\u5bfc\u81f4\u62d2\u8d54\u4ed8\u7b49\u4e8b\u9879\uff1b<\/p>\n

\u6d77\u5916\u4fdd\u9669\uff1a\u6d77\u5916\u4fdd\u9669\u5728\u8d2d\u4e70\u65f6\u975e\u5e38\u4e25\u683c\uff0c\u9700\u8981\u8bda\u5b9e\u544a\u77e5\u66fe\u53d1\u751f\u7684\u75be\u75c5\u7b49\uff0c\u4e00\u65e6\u901a\u8fc7\u6838\u4fdd\uff0c\u7406\u8d54\u65f6\u975e\u5e38\u7b80\u4fbf\uff0c\u65e0\u9690\u6027\u6761\u6b3e\u3002<\/p>\n

8\u3001\u9ad8\u989d\u4fdd\u5355<\/p>\n

\u56fd\u5185\u4fdd\u9669\uff1a\u7531\u4e8e\u56fd\u5185\u4fdd\u76d1\u4f1a\u5bf9\u4e8e\u4fdd\u9669\u4fdd\u969c\u989d\u5ea6\u7684\u9650\u5236\u548c\u89c4\u5b9a\uff0c\u81f4\u4f7f\u56fd\u5185\u5f88\u5c11\u51fa\u73b0\u5927\u989d\u4fdd\u5355\u7684\u60c5\u51b5\uff0c\u5c31\u7b97\u51fa\u73b0\u4e5f\u975e\u4e00\u6b3e\u4ea7\u54c1\uff0c\u800c\u662f\u591a\u6b3e\u4ea7\u54c1\u6346\u7ed1\u5f0f\u9500\u552e\uff0c\u4f46\u4fdd\u989d\u6700\u9ad8\u57281000\u4e07\u4eba\u6c11\u5e01\u5de6\u53f3\uff0c\u4f46\u8d85\u8fc7100\u4e07\u4eba\u6c11\u5e01\u7684\u4fdd\u5355\u5747\u9700\u8981\u505a\u534f\u8c03\uff1b<\/p>\n

\u6d77\u5916\u4fdd\u9669\uff1a\u867d\u7136\u56fd\u5916\u5927\u989d\u4fdd\u5355\u8fd1\u5e74\u6765\u4e5f\u5728\u4e25\u683c\u63a7\u5236\uff08\u4e0a\u4ebf\u8d44\u91d1\u7684\u5927\u989d\u4fdd\u5355\uff09\uff0c\u4f46\u4fdd\u989d\u57281000\u4e07\u7f8e\u91d1\u7684\u5927\u989d\u4fdd\u5355\u8fd8\u662f\u53ef\u4ee5\u64cd\u4f5c\u7684\uff0c\u5e76\u4e14\u64cd\u4f5c\u5927\u989d\u4fdd\u5355\u4e0d\u9700\u8981\u50cf\u56fd\u5185\u4e00\u6837\u6bcf\u5e74\u652f\u4ed8\u6602\u8d35\u7684\u4fdd\u8d39\u3002<\/p>\n

\u53ea\u9700\u8981\u5728\u6d77\u5916\u76f8\u5173\u6307\u5b9a\u94f6\u884c\u5b58\u6b3e\u8fbe50\u4e07-100\u4e07\u7f8e\u5143\uff0c\u5373\u53ef\u901a\u8fc7\u5411\u94f6\u884c\u8d37\u6b3e\u7684\u65b9\u5f0f\u5c06\u6bcf\u5e74\u7f34\u7eb3\u7684\u4fdd\u8d39\u8d37\u51fa\u5373\u53ef\uff0c\u5229\u7387\u57281.6%\u5de6\u53f3\u3002<\/p>\n

\u7efc\u5408\u64cd\u4f5c\u4e0b\u6765\uff0c\u5728\u4e0d\u635f\u5931\u672c\u91d1\u7684\u57fa\u7840\u4e0a\uff0c\u6bcf\u5e74\u53ef\u4ee5\u901a\u8fc7\u672c\u91d1\u5728\u94f6\u884c\u7684\u7406\u8d22\u6536\u76ca\u6765\u7f34\u7eb3\u8d37\u6b3e\u5229\u606f\uff0c\u662f\u64cd\u4f5c\u9ad8\u989d\u4fdd\u5355\u53cc\u8d62\u7684\u6a21\u5f0f\u3002<\/p>\n

\u867d\u8bf4\u76ee\u524d\u6d77\u5916\u4fdd\u9669\u6bd4\u56fd\u5185\u66f4\u5177\u4f18\u52bf\uff0c\u4fdd\u969c\u66f4\u5168\u9762\uff0c\u800c\u4e14\u76ee\u524d\u6d77\u5916\u4fdd\u9669\u4e5f\u80fd\u5728\u56fd\u5185\u4e00\u4e9b\u77e5\u540d\u7406\u8d22\u673a\u6784\u8fdb\u884c\u914d\u7f6e\u548c\u7406\u8d54\uff0c\u4eab\u53d7\u201c\u4e00\u7ad9\u5f0f\u670d\u52a1\u201d\uff0c\u4f46\u662f\uff0c\u6d77\u5916\u4fdd\u9669\u6bd4\u8f83\u9002\u5408\u4e00\u4e9b\u9ad8\u51c0\u503c\u4eba\u7fa4\u914d\u7f6e\uff0c\u4e0d\u53ef\u76f2\u76ee\u8ddf\u98ce\u3002<\/p>\n

\u6269\u5c55\u8d44\u6599\uff1a<\/p>\n

\u9ad8\u51c0\u503c\u5ba2\u6237\u8d2d\u4e70\u56fd\u5916\u4fdd\u9669\u7684\u4e3b\u8981\u539f\u56e0\uff1a<\/p>\n

1\u3001\u56fd\u5185\u7684\u793e\u4fdd\u53ca\u5546\u4e1a\u4fdd\u9669\u4e0d\u80fd\u6ee1\u8db3\u533b\u7597\u6d88\u8d39\u4e60\u60ef\uff0c\u4e00\u4f46\u4e0d\u5e78\u53d1\u751f\u75be\u75c5\uff0c\u5e0c\u671b\u80fd\u4e70\u5230\u201c\u6551\u547d\u836f\u201d\uff0c\u53bb\u6700\u4e13\u4e1a\u7684\u533b\u7597\u673a\u6784\u5c31\u533b\uff0c\u7528\u6700\u5148\u8fdb\u7684\u79d1\u6280\u624b\u6bb5\u53ca\u836f\u7269\u5728\u5ef6\u7eed\u751f\u547d\u7684\u540c\u65f6\u83b7\u5f97\u9ad8\u7684\u751f\u6d3b\u54c1\u8d28\u3002<\/p>\n

2\u3001\u6709\u6301\u7eed\u4ea7\u751f\u73b0\u91d1\u6d41\u7684\u7a33\u5b9a\u4e8b\u4e1a\uff0c\u53ef\u4ee5\u901a\u8fc7\u5b9e\u4e1a\u83b7\u5f97\u8d85\u8fc7\u9ad8\u4e8e\u56fa\u5b9a\u6536\u76ca\u7406\u8d22\u4ea7\u54c1\u7684\u6295\u8d44\u6536\u76ca\u3002<\/p>\n

3\u3001\u90e8\u5206\u4eba\u58eb\u5df2\u7ecf\u62ff\u5230\u6d77\u5916\u8eab\u4efd\u6216\u6c38\u4e45\u5c45\u7559\u6743\uff0c\u56e0\u5de5\u4f5c\u6216\u5b50\u5973\u6559\u80b2\u5728\u56fd\u5916\uff0c\u7ecf\u5e38\u51fa\u56fd\u6d88\u8d39\u6216\u65c5\u6e38\u3002<\/p>\n

4\u3001\u5728\u6539\u9769\u5f00\u653e\u9ad8\u901f\u53d1\u5c55\u4e2d\uff0c\u8d22\u5bcc\u79ef\u7d2f\u8fc5\u901f\uff0c\u6709\u4e9b\u73af\u8282\u5b58\u5728\u9690\u5fe7\u6216\u62c5\u5fc3\uff0c\u66f4\u5173\u6ce8\u8d22\u5bcc\u53ca\u4f20\u627f\u7684\u5b89\u5168\u6027\u3002<\/p>\n

\u53c2\u8003\u8d44\u6599\uff1a<\/p>\n

\u51e4\u51f0\u7f51\u2014\u2014\u7ec6\u6252\u6d77\u5185\u5916\u4fdd\u9669\u7684\u516b\u5927\u533a\u522b<\/p>\n","protected":false},"excerpt":{"rendered":"

1. \u53bb\u6b27\u6d32\u65c5\u6e38\u600e\u4e48\u4e70\u4fdd\u9669\u597d \u5e38\u5e38\u542c\u5230\u6709\u4eba\u62b1\u6028\uff1a\u56fd\u5185\u770b\u75c5\u96be\uff0c\u6302\u53f7\u90fd\u8981\u4e00\u5927\u65e9\u8d76\u53bb\u533b\u9662\u6392\u961f\uff0c\u66f4\u522b\u8bf4\u7d27\u5f20\u7684\u533b\u60a3\u5173\u7cfb\u4e86 […]<\/p>\n","protected":false},"author":1,"featured_media":231631,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-231629","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-gonglue"],"_links":{"self":[{"href":"https:\/\/www.youtupa.com\/wp-json\/wp\/v2\/posts\/231629","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.youtupa.com\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.youtupa.com\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.youtupa.com\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.youtupa.com\/wp-json\/wp\/v2\/comments?post=231629"}],"version-history":[{"count":1,"href":"https:\/\/www.youtupa.com\/wp-json\/wp\/v2\/posts\/231629\/revisions"}],"predecessor-version":[{"id":232277,"href":"https:\/\/www.youtupa.com\/wp-json\/wp\/v2\/posts\/231629\/revisions\/232277"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.youtupa.com\/wp-json\/wp\/v2\/media\/231631"}],"wp:attachment":[{"href":"https:\/\/www.youtupa.com\/wp-json\/wp\/v2\/media?parent=231629"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.youtupa.com\/wp-json\/wp\/v2\/categories?post=231629"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.youtupa.com\/wp-json\/wp\/v2\/tags?post=231629"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}