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<\/p>\n<\/p>\n
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1\u3001\u53ea\u6709\u5b66\u672f\u8bfe\u7a0b\u57282024\u5e748\u67081\u65e5\u6216\u4e4b\u540e\u5f00\u59cb\uff0c\u624d\u6709\u8d44\u683c\u83b7\u5f97\uff1b<\/p>\n
2\u3001\u53ea\u5141\u8bb8\u5728\u5f00\u5b66\u524d30\u5929\u5185\u8fdb\u5165\u7f8e\u56fd\uff1b<\/p>\n
3\u3001\u7b7e\u8bc1\u5fc5\u987b\u5728\u6709\u6548\u671f\u5185\uff1b<\/p>\n
4\u3001\u9700\u8981\u91cd\u65b0\u529e\u7406F1\u6216M1\u7b7e\u8bc1\u7684\uff0c\u53ef\u5c3d\u5feb\u67e5\u770b\u5927\u4f7f\u9986\u7b7e\u8bc1\u670d\u52a1\u72b6\u51b5\uff0c\u6709\u8d44\u683c\u83b7\u5f97F-1\u6216M-1\u7b7e\u8bc1\u7684\u7533\u8bf7\u4eba\uff0c\u5c06\u81ea\u52a8\u88ab\u8003\u8651\u83b7\u5f97NIE\uff08\u56fd\u5bb6\u5229\u76ca\u8c41\u514d\uff09\uff0c\u65e0\u9700\u7279\u522b\u7533\u8bf7\u3002<\/p>\n
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1\u3001\u6240\u6709\u8fd4\u6821\u5b66\u751f\u90fd\u8981\u63a5\u79cd\u75ab\u82d7\uff1b<\/p>\n
2\u3001\u90e8\u5206\u5b66\u6821\u5c06\u4e3a\u6ca1\u6709\u6761\u4ef6\u63a5\u79cd\u75ab\u82d7\u7684\u540c\u5b66\u63d0\u4f9b\u75ab\u82d7\u63a5\u79cd\u670d\u52a1\uff1b<\/p>\n
3\u3001\u57fa\u4e8e\u533b\u7597\u8c41\u514d\u6216\u5b97\u6559\u539f\u56e0\u4e0d\u80fd\u63a5\u79cd\u75ab\u82d7\u7684\u540c\u5b66\uff0c\u53ef\u4ee5\u5411\u5b66\u6821\u63d0\u4ea4\u7533\u8bf7\u8bf4\u660e\u60c5\u51b5\uff1b<\/p>\n
4\u3001\u4e0d\u7ba1\u6709\u6ca1\u6709\u63a5\u79cd\u75ab\u82d7\uff0c\u5728\u6821\u56ed\u5185\u90fd\u8981\u4fdd\u6301\u793e\u4ea4\u8ddd\u79bb\uff0c\u6234\u53e3\u7f69\uff0c\u52e4\u6d17\u624b\/\u6d88\u6bd2\uff0c\u5b9a\u671f\u8fdb\u884c\u6838\u9178\u68c0\u6d4b\uff1b<\/p>\n
5\u3001\u5b66\u6821\u4e00\u822c\u8ba4\u53efFDA\u548cWHO\u6279\u51c6\u7684\u75ab\u82d7\u3002<\/p>\n
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\u4ec5\u9488\u5bf9\u5b66\u751f\u548c\u5b66\u751f\u5bb6\u5c5e\uff08F\u548cM\u7c7b\u522b\uff09\uff1a\u53ea\u6709\u5728\u5b66\u672f\u9879\u76ee\u5f00\u5b66\u524d\u768430\u5929\u4e4b\u5185\u624d\u80fd\u5165\u5883\u7f8e\u56fd\u3002\u8be5\u6761\u6b3e\u9002\u7528\u4e8e\u65b0\u751f\u548c\u7ee7\u7eed\u5b66\u4e60\u7684\u5b66\u751f\u3002<\/p>\n
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\u5176\u5b83\uff0c\u4e5f\u6709\u5f88\u591a\u5404\u79cd\u5404\u6837\u7684\u4fe1\u7528\u5361\uff0c\u7f8e\u56fd\u7684\u4fe1\u7528\u5361\u592a\u591a\u4e86\uff0c\u5404\u79cd\u5927\u516c\u53f8\u90fd\u5728\u53d1\u884c\u81ea\u5df1\u7684\u4fe1\u7528\u5361\uff0c\u4f46\u79cd\u7c7b\u53ea\u6709\u51e0\u79cd\uff0cVISA,MASTER,EXPRESS\u7b49\u3002<\/p>\n
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\u7f8e\u56fd\u65c5\u6e38\u7b7e\u8bc1\u4e00\u5e74\u6709\u6548\u591a\u6b21\u5f80\u8fd4\u3002<\/p>\n
\u5148\u7528\u62a4\u7167\u9996\u9875\u548c\u8eab\u4efd\u8bc1\u6b63\u9762\u529e\u7406\u7ea6\u7b7e\uff0c\u7136\u540e\u5c31\u662f\u586b\u8868\u3001\u7ffb\u8bd1\u8d44\u6599\u5e76\u4e0a\u4f20\u5230\u7f8e\u56fd\u4f7f\u9986\u7f51\u7ad9\u4e0a\uff0c\u51c6\u5907\u8d44\u6599\u5e26\u7740\u8d44\u6599\u8fdb\u5165\u4f7f\u9986\uff0c\u548c\u7b7e\u8bc1\u5b98\u9762\u8c08\u3002\u6210\u529f\u540e\u4f60\u5c31\u53ef\u4ee5\u53bb\u7f8e\u56fd\u65c5\u6e38\u4e86\u3002<\/p>\n
\u73b0\u5728\u60f3\u8981\u5f00\u4e00\u5f20\u9999\u6e2f\u7684\u5883\u5916\u5361\uff0c\u95e8\u69db\u9ad8\uff0c\u5177\u4f53\u8981\u6c42\u5927\u5bb6\u53ef\u4ee5\u767e\u5ea6\uff0c\u6211\u76f8\u4fe1\u6ee1\u8db3\u6761\u4ef6\u7684\u4eba\u5f88\u5c11\uff0c\u627e\u4ee3\u529e\u8d39\u7528\u90fd\u5f88\u9ad8\uff0c\u800c\u4e14\u8fd8\u9700\u8981\u4eba\u5230\u573a\uff0c\u7efc\u5408\u8d39\u7528\u57281\u4e07\u5de6\u53f3\uff01\u5982\u679c\u662f\u6d88\u8d39\u5b58\u50a8\uff0c\u6536\u6b3e\u8f6c\u8d26\uff0c\u8fd8\u662f\u8bf4\u6709\u5176\u4ed6\u4e2d\u8f6c\uff0c\u6295\u8d44\uff0c\u7b49\u9700\u6c42\uff0c\u6211\u90fd\u5efa\u8bae\u5f00\u7acb\u745e\u58eb\u6d77\u5916\u94f6\u884c\u8d26\u6237\uff0c\u8d39\u7528\u4f4e\uff0c\u5728\u56fd\u5185\u5373\u53ef\u5f00\uff0c\u5168\u7403\u4efb\u4f55\u5730\u533a\u7684\u62a4\u7167\u4ee5\u53ca\u56fd\u5185\u8eab\u4efd\u8bc1\u90fd\u53ef\u4ee5\u5f00\u3002\u5177\u5907\u8d44\u91d1\u5b58\u50a8\uff0c\u4e2d\u8f6c\uff0c\u6d77\u5916\u7406\u8d22\u7b49\u529f\u80fd\uff0c\uff08\u5176\u5b9e\u529f\u80fd\u8fd8\u6709\u5f88\u591a\uff0c\u745e\u58eb\u7684\u94f6\u884c\u5f88\u591a\u4eba\u90fd\u61c2\uff09\uff0c\u4eba\u6c11\u5e01\uff0c\u7f8e\u5143\uff0c\u745e\u90ce\uff0c\u6b27\u5143\u591a\u79cd\u8d27\u5e01\u5b58\u6b3e\uff0c\u53ef\u5b9e\u73b0\u5168\u7403\u5404\u5927\u94f6\u884c\u591a\u5e01\u79cd\u8f6c\u8d26\u3002\u51fa\u5883\u7684\u7f8e\u5143\u4e5f\u4e0d\u53d75\u4e07\u7f8e\u91d1\u9650\u5236\uff0c\u4eba\u6c11\u5e01\u51fa\u5883\uff0c\u81ea\u52a8\u7ed3\u7b97\u6210\u7f8e\u5143\uff0c\u65e0\u9700\u5728\u56fd\u5185\u8d2d\u6c47\u3002\u867d\u7136\u8bf4\u73b0\u5728\u56fd\u5185\u80fd\u529e\u7406\u5f88\u591a\u9999\u6e2f\u7684\u5883\u5916\u5361\uff0c\u4f46\u662f\u4f17\u53e3\u96be\u8c03\uff0c\u6709\u4e9b\u94f6\u884c\u7684\u529f\u80fd\u4e0d\u80fd\u6ee1\u8db3\u6240\u6709\u4eba\u9700\u6c42\uff0c\u6bd5\u7adf\u4e3b\u6d41\u7684\u94f6\u884c\u5f88\u591a\u9700\u8981\u505acrs\uff0c\u5927\u5bb6\u90fd\u660e\u767d\uff01\uff01\u6240\u4ee5\uff0c\u65e0\u8bba\u4ece\u8d39\u7528\u8fd8\u662f\u529e\u5361\u901f\u5ea6\uff0c\u529f\u80fd\uff0c\u6765\u770b\u8fd8\u662f\u9002\u5e94\u66f4\u591a\u4eba\u9700\u6c42\u65b9\u9762\u6765\u770b\uff0c\u529e\u7406\u745e\u58eb\u6d77\u5916\u94f6\u884c\u5728\u5f88\u957f\u4e00\u6bb5\u65f6\u95f4\u5185\u90fd\u5c06\u662f\u5883\u5916\u8d26\u6237\u6700\u4f73\u9009\u62e9\uff01\uff01\uff01<\/p>\n
\u5982\u679c\u4f60\u5728\u56fd\u5185,\u662f\u6ca1\u6709\u53ef\u80fd\u5f04\u5230\u7f8e\u56fd\u7684\u4fe1\u7528\u5361\u548c\u94f6\u884c\u5361\u7684,<\/p>\n
\u5982\u679c\u4f60\u5728\u7f8e\u56fd,\u9700\u8981ID(\u7eff\u5361\u6216\u8005\u9a7e\u7167)\u548c\u5de5\u8d44\u5355(\u8bc1\u660e\u4f60\u6709\u5de5\u4f5c)\u5bb6\u5ead\u4f4f\u5740,\u5bb6\u91cc\u7684\u7535\u8bdd\u53f7\u7801,<\/p>\n
\u53bb\u94f6\u884c\u7533\u8bf7,\u4e0d\u9700\u8981\u62c5\u4fdd\u4eba,\u4e00\u822c\u94f6\u884c\u4f1a\u67e5\u4f60\u4ee5\u524d\u7684\u4fe1\u7528,\u5982\u679c\u4f60\u4ee5\u524d\u529e\u8fc7\u800c\u4e14\u4fe1\u7528\u597d\u7684\u8bdd,\u4e00\u4e2a\u661f\u671f\u540e\u4f60\u5c31\u53ef\u4ee5\u62ff\u5230\u5361\u4e86,\u5982\u679c\u7b2c\u4e00\u6b21\u529e,\u67e5\u7684\u6bd4\u8f83\u4e25,\u4f1a\u53eb\u4f60\u63d0\u4f9b\u4e00\u4e9b\u8bc1\u660e<\/p>\n
\u7f8e\u56fd\u7684\u94f6\u884c\u5e10\u6237\u7684\u5206\u7c7b\u3002<\/p>\n
\uff081\uff09 \u7ed3\u7b97\u5e10\u6237(checking account)<\/p>\n
\u4e3b\u8981\u662f\u7528\u4e8e\u529e\u7406\u73b0\u91d1\u5b58\u53d6\u3001\u8f6c\u8d26\u7ed3\u7b97\u7b49\u8d44\u91d1\u6536\u4ed8\u6d3b\u52a8\u7684\u6d3b\u671f\u5b58\u6b3e\u5e10\u6237\uff0c\u4e00\u822c\u6ca1\u6709\u5229\u606f\u3002\u5927\u5bb6\u63d0\u53d6\u73b0\u91d1\u3001\u7b7e\u652f\u7968\u6216\u662f\u7f51\u4e0a\u4ed8\u6b3e\u7684\u6b3e\u9879\u90fd\u662f\u4ece\u8fd9\u4e2a\u5e10\u6237\u91cc\u76f4\u63a5\u5212\u8d26\u7684\u3002<\/p>\n
Bank of America \u7684checking account \u6709\u4ee5\u4e0b\u51e0\u79cd\u7c7b\u578b\uff1a<\/p>\n
a) MyAccess checking\uff0c \u5f00\u6237\u8981\u6c42\u4f4e\uff0c\u4e3b\u8981\u662f\u81ea\u52a9\u578b\u7684\uff0c\u5982\u679c\u53bbTeller line\uff08\u67dc\u53f0\uff09\u6bcf\u4e2a\u6708\u7684\u6b21\u6570\u9650\u5236\u57283 \u6b21\u4ee5\u5185\uff0c\u591a\u4e86\u662f\u8981\u53e6\u4ea4\u94b1\u7684\u3002<\/p>\n
b) Regular checking\uff0c \u5e38\u7528\u7684\u5e10\u6237\u7c7b\u578b\uff0c\u4f46\u5982\u679cbalance \u4f4e\u4e8e750 \u5200\uff0c\u5c31\u4f1a\u88ab\u6536\u670d\u52a1\u8d39\u3002<\/p>\n
c) CampusEdge checking\uff0c \u6700\u5e38\u7528\u7684\u5b66\u751f\u8d26\u6237\uff0c\u6ca1\u6709balance \u7684\u8981\u6c42\u3002<\/p>\n
d) Advantage checking\uff0c \u8981\u6c42\u6bd4\u8f83\u9ad8\uff08\u4e3b\u8981\u662f\u8981\u6c42balance \u8f83\u9ad8\uff09\uff0c\u4f46\u597d\u5904\u4e5f\u5f88\u591a\uff0c\u6bd4\u5982\u514d\u8d39\u7684money order\uff08\u6c47\u7968\uff09\u548ccashier\u2019s check \u4ee5\u53ca\u652f\u7968\u672c\uff0c\u5982\u679c\u4f60\u80fd\u5e26\u676510k \u4ee5\u4e0a\uff0c\u63a8\u8350\u4f7f\u7528\u8fd9\u79cd\u5e10\u6237\u3002<\/p>\n
(2) \u50a8\u84c4\u5e10\u6237(savings account)<\/p>\n
\u4e3b\u8981\u7528\u4e8e\u5b58\u94b1\u548c\u53d6\u94b1\uff0c\u6709\u5229\u606f\uff0c\u4e0d\u5177\u6709\u7ed3\u7b97\u529f\u80fd\uff0c\u6709\u70b9\u8c61\u6211\u4eec\u4e2d\u56fd\u7684\u5b9a\u6d3b\u4e24\u4fbf\u5e10\u6237\u3002\u4e3b\u8981\u6709\u4ee5\u4e0b\u7c7b\u578b\uff1a<\/p>\n
a) Regular Savings\uff0c \u5f00\u6237\u8981\u6c42\u4f4e\uff0c\u5229\u606f\u4e5f\u4f4e\uff08BOA \u7684\u5e74\u5229\u606f\u4e0d\u52300.5%\uff09\u3002\u6700\u4f4ebalance \u4e3a$300\u3002\u6bcf\u6708\u53ea\u80fd\u67096\u4e2aTRANSactION\uff0c\u5176\u4e2d\u524d\u4e09\u6b21\u514d\u8d39\uff0c\u540e\u9762\u7684\u8981\u4ea4\u94b1\uff0c\u5982\u679c\u8d85\u8fc76 \u6b21\uff0c\u4f1a\u88ab\u94f6\u884c\u72e0\u72e0\u6536\u4e00\u7b14\u3002<\/p>\n
b) Money Market Savings\uff0c \u5f00\u6237\u8981\u6c42\u9ad8\uff0c\u5229\u606f\u4e5f\u9ad8\uff0c\u6bcf\u6708\u4e5f\u53ea\u80fd\u67096 \u4e2aTRANSACTION\uff0c\u4f46\u53ef\u4ee5\u5f00\u652f\u7968\uff08\u662f\u7279\u6b8a\u7684\u652f\u7968\uff0c\u8981\u94b1\u7684\uff09\uff0c\u5efa\u8bae\u6709\u94b1\u7684\u540c\u5b66\u53ef\u4ee5\u7528\u8fd9\u79cd\u3002<\/p>\n
\u5173\u4e8e\u6b64\u79cd\u5e10\u6237\u7684\u5177\u4f53\u4fe1\u606f\uff0c\u53ef\u4ee5\u770b\u94f6\u884c\u53d1\u7684\u5c0f\u518c\u5b50\u6216\u8005\u8bbf\u95ee\u76f8\u5e94\u94f6\u884c\u7684\u7f51\u9875\uff0c\u5f04\u6e05\u81ea\u5df1\u94f6\u884c\u5e10\u6237\u7684\u7c7b\u578b\u548c\u94f6\u884c\u7684\u8981\u6c42\uff0c\u907f\u514d\u4ea4\u51a4\u6789\u94b1\u3002\u4e00\u822c\u53ef\u5728\u7ebf\u6216\u5728\u5404\u79cdATM<\/p>\n
\u673a\u4e0a\u8fdb\u884c\u94f6\u884c\u4ea4\u6613\uff0c\u4f60\u53ef\u4ee5\u628a\u6682\u65f6\u4e0d\u7528\u7684\u94b1\u8f6c\u5230savings account\uff0c\u9700\u8981\u7528\u94b1\u7684\u65f6\u5019\u518d\u8f6c\u5230checking<\/p>\n
account\u3002\u4f46\u662f\u4e00\u5b9a\u8981\u8bb0\u4f4f\uff0c\u5343\u4e07\u522b\u628a\u94b1\u5168\u5b58\u8fdbsaving\uff0c\u7136\u540e\u62ffchecking<\/p>\n
\u4ed8\u8d26\uff0c\u8fd9\u53eb\u505aoverdraft\uff0c\u4f1a\u88ab\u6536\u4e00\u7b14\u94b1\u4e0d\u8bf4\uff0c\u8fd8\u5f71\u54cdcredit history\u3002<\/p>\n
(3) \u5b9a\u671f\u5e10\u6237(Certificate of Deposit, CD)<\/p>\n
\u5c31\u662f\u5b9a\u671f\u5b58\u6b3e\uff0c\u5229\u606f\u9ad8\uff0c\u7f3a\u70b9\u662f\u94b1\u88ab\u5957\u4f4f\uff0c\u5982\u679c\u9884\u8ba1\u4e00\u6bb5\u65f6\u95f4\u4e0d\u7528\u7684\u94b1\u53ef\u4ee5\u5b58\u5728\u8fd9\u91cc\u3002<\/p>\n
(4) \u8d37\u6b3e\u5e10\u6237(Mortgage, Loan)<\/p>\n
\u4e00\u822c\u8981\u6536\u5229\u606f\uff0c\u53ea\u6709\u4e70\u8f66\u4e70\u623f\u7684\u65f6\u5019\u624d\u6709\u7528\uff0c\u6211\u4eec\u5b66\u751f\u4e00\u822c\u7528\u4e0d\u5230\uff0c\u5c31\u4e0d\u505a\u4ecb\u7ecd\u4e86\uff0c\u6709\u5174\u8da3\u53ef\u4ee5\u8bbf\u95ee\u76f8\u5e94\u94f6\u884c\u7684\u7f51\u9875\u3002<\/p>\n","protected":false},"excerpt":{"rendered":"
1. \u7f8e\u56fd\u65c5\u6e38\u7b7e\u8bc1\u7533\u8bf7\u4fe1\u7528\u5361\u989d\u5ea6\u591a\u5c11 \u6700\u9ad8\u989d\u5ea610\u4e07\u3002\u3002\u3002 2. \u600e\u6837\u7533\u8bf7\u7f8e\u56fd\u4fe1\u7528\u5361 \u76f4\u63a5\u5728\u7ebf\u4e0a\u529e\u7406\uff0c\u6216\u8005\u7ed9\u4eba […]<\/p>\n","protected":false},"author":1,"featured_media":182585,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-182584","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-gonglue"],"_links":{"self":[{"href":"https:\/\/www.youtupa.com\/wp-json\/wp\/v2\/posts\/182584","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.youtupa.com\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.youtupa.com\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.youtupa.com\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.youtupa.com\/wp-json\/wp\/v2\/comments?post=182584"}],"version-history":[{"count":1,"href":"https:\/\/www.youtupa.com\/wp-json\/wp\/v2\/posts\/182584\/revisions"}],"predecessor-version":[{"id":183112,"href":"https:\/\/www.youtupa.com\/wp-json\/wp\/v2\/posts\/182584\/revisions\/183112"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.youtupa.com\/wp-json\/wp\/v2\/media\/182585"}],"wp:attachment":[{"href":"https:\/\/www.youtupa.com\/wp-json\/wp\/v2\/media?parent=182584"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.youtupa.com\/wp-json\/wp\/v2\/categories?post=182584"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.youtupa.com\/wp-json\/wp\/v2\/tags?post=182584"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}